Andy Balthaser brings more than 27 years of experience in global compliance, privacy, security, operations, client solutions, and risk management for multinational organizations. As Chief Compliance & Privacy Officer at Cadex, he leads the company’s corporate compliance management system, overseeing global legal, regulatory, and contractual compliance, licensing, data privacy and AI management, security, and audit response and remediation. He also leads the company’s Training and Quality Assurance groups, ensuring compliance and best in class controls in all areas of the business.

Before joining Cadex, Andy served as the Chief Compliance & Privacy Officer at Alorica and its legacy companies operating in complex and highly regulated environments across industries including financial services, telecommunications, healthcare, and retail. He has extensive experience navigating evolving regulatory landscapes, strengthening governance frameworks, and implementing scalable compliance programs that mitigate risk and support operational excellence. Prior to that, Andy started his career at Capital One helping the company achieve uncharted growth and market share through several roles in operations, risk governance and supplier management.

Andy regularly meets with federal and state regulators to educate and provide compliance and risk insight on behalf of the company; its clients and the industry. This partnership and also serving on several Board of Directors of industry associations has resulted in sharing best practices, advocating for industry change, and positive rulemaking for the industry.

Wanda Borges, Borges & Associates, LLC – For more than forty-five years, Ms. Borges has concentrated her law practice on commercial litigation and creditors’ rights in bankruptcy matters, representing corporate clients and creditors’ committees throughout the United States in Chapter 11 proceedings, out of court settlements, commercial transactions, and preference litigation.

She is a member and Past President of the Commercial Law League of America, has been an Attorney Member of its National Board of Governors, a Chair of the Bankruptcy Section and Creditors’ Rights Section, serves on the Executive Council of the Eastern Region and has been President of the Commercial Law League Fund for Public Education. She is a member of several bar associations, including the American Bar Association, the American Bankruptcy Institute, and the New York State Academy of Trial Lawyers. Ms. Borges serves on the Board of Directors of the International Association of Commercial Collectors, of which her firm is an associate member.

She is an internationally recognized lecturer and author on various legal topics which impact trade creditors. She is the Co-Chair of the Board of Associate Editors for the Commercial Law League of America’s “Commercial Law World” magazine and regularly contributes articles to that magazine as well as her column “Heard and Overheard.” Her treatise Hidden Liens: Who is Entitled to What? was published in the Fall, 1998 Edition of the Commercial Law Journal. She has authored Antitrust, Restraint of Trade and Unfair Competition: Myth Versus Reality, published by the NACM and most recently updated in 2017. Ms. Borges is the lead author and Editor-in-Chief of Enforcing Judgments and Collecting Debts in New York, a treatise updated annually and published by Thomson Reuters Publishing Company. She routinely publishes lectures for the National Association of Credit Management, on a national level and for several of its Associates on various legal topics including antitrust, artificial intelligence, bankruptcy and fraud. Her article titled “Uniform Voidable Transactions Act” was published in Insolvency Intelligence, a law journal published by Thomson West in the UK. Ms. Borges has been included in the New York Super Lawyers – Metro Edition list (Bankruptcy & Creditor/Debtor Rights) each year since 2009. In November 2010, Ms. Borges received the “Robert E. Caine Award for Leadership” from the Commercial Law League of America. She is listed in Who’s Who in America. In January 2025, Ms. Borges received the Leadership and Distinguished Service Award from the International Association of Commercial Collectors.

Sue L. Chin is an associate with Borges & Associates, LLC., a boutique law firm in Syosset, New York. She is admitted to practice in the Courts of the States of New York, New Jersey, and Texas as well as the United States District Courts for the Southern District of New York, the United States District Court for the District of New Jersey, and the United States District Court for the Southern District of Texas.

Ms. Chin earned a juris doctor from New York Law School in New York State in 2005 and was part of an award-winning team in the 2004 Thomas Tang Moot Court Competition. She was a John Marshall Harlan Scholar and on the Law School Dean’s List. She obtained her LL.M in Bankruptcy from St. John’s University School of Law in June 2012 where she received the CALI Excellence for the Future Award in Consumer Bankruptcy while maintaining a Dean’s Academic Scholarship.

Prior to law school, Ms. Chin obtained her B.B.A from Baruch College in 2002 with a Minor in Law and was awarded the “Morton Wollman Medal for outstanding achievements in law”. During her initial years in practice, Ms. Chin served as a Law Clerk to the Hon. Randolph Baxter, (Retired) U.S. Bankruptcy Judge for the Northern District of Ohio.

Prior to joining Borges & Associates, Ms. Chin was in private practice as an associate with law firms concentrating her practice on bankruptcy and commercial litigation matters in New York and Texas.
Since 2018, Ms. Chin has been a contributing author to Enforcing Judgments and Collecting Debts in New York published by Thomson West Publishing Company and updated annually.

In her spare time, she enjoys reading, hiking, and restaurant hopping with her husband and two kids.

Michael A. Hynum is an Attorney licensed to practice law in all courts of the Commonwealth of Pennsylvania, as well as US Federal Courts in the Middle and Eastern Districts of Pennsylvania, the US 3rd Circuit court of appeals and the United States Supreme Court. He is a resident of Dauphin County and is a member of the Dauphin County and Pennsylvania Bar Associations.

Born in Lebanon County, Attorney Hynum attended Annville-Cleona High School. He went on to attend Penn State University and obtained his Law Degree from the Widener University School of Law in Harrisburg, Pennsylvania.

Attorney Hynum spent approximately eleven years working in the long-term health care industry, acting as Chief Executive Officer of a company providing care and services to elderly residents of Central Pennsylvania. He is a licensed Nursing Home Administrator, has served as administrator of a Personal Care Home and has experience in Adult Day Care Administration as well.

Hynum began his legal career with a Harrisburg based Firm specializing in the representation of Long-Term Care facilities and in June 2004 founded his own Firm, Law Offices of Michael A. Hynum. In September 2006, upon hiring an additional attorney, the Firm name was changed to Hynum Law. Mike has considerable experience in both running and representing small businesses. Hynum currently focuses his practice on the representation of health care providers, as well as debt collection, administrative and governmental law, labor law, general business law, and litigation.

Kristen S. Mantyla is a seasoned attorney with nearly 20 years of experience in litigation management, consumer collections, and regulatory compliance. Licensed in New York and Connecticut, she currently serves as State Managing Attorney for New York at Portfolio Recovery Associates, LLC, where she leads the company’s New York collections practice.

Throughout her career, Kristen has developed and implemented legal processes, handled all stages of litigation, and advised executive leadership on legal and regulatory issues. Her experience includes managing high volume litigation, building compliant operational frameworks, and navigating evolving state and federal consumer protection laws.

Kristen earned her Juris Doctor from Hofstra University School of Law and her Bachelor of Arts, with honors, from St. Joseph’s University New York.

Marjorie Mesidor is the Chief Visionary Officer and Founding Partner of Mesidor PLLC, where she leads with an unyielding commitment to justice and workplace equality. Widely recognized as “The Harassment Slayer,” Marjorie has built her career advocating for employees facing discrimination, harassment, and misconduct. Her results speak volumes, she has secured more than $75 million in verdicts and settlements, restoring dignity and accountability in workplaces across the country.

A sought-after speaker, facilitator, and legal correspondent, Marjorie simplifies the complexities of employment law to empower both individuals and organizations. She regularly leads legal education workshops and delivers keynote addresses, giving participants practical strategies for building inclusive, respectful workplaces. She has served as a continuing legal education panelist for top institutions, including NYU’s Institute of Judicial Administration, the Practicing Law Institute, and the National Employment Lawyers Association. Deeply committed to cultivating the next generation of advocates, Marjorie established the Mesidor Pierre Louis Law Fellowship, which recently welcomed its newest fellow, ensuring the pipeline of fearless advocates continues.

Marjorie’s expertise has been sought by Court TV, where she appears as a legal correspondent, and she has been featured in TIME, NPR, Reuters, Bloomberg Law, Fox News, NBC News, CBS News, and Law360, among many more national outlets. Her insights make her a trusted voice at the intersection of law, culture, and equity.

Her trailblazing work has earned recognition at the highest levels: Chambers USA 2025 ranked her among New York’s top plaintiff employment attorneys, and Mesidor PLLC was ranked in the Chambers Spotlight 2026. She is also a 2025 Herald Top Lawyers Honoree in Employment & Discrimination Law, recognized by Best Lawyers, a Long Island Business News Leaders in Law award recipient, and a recurring name on the Long Island Press Power List.

Under her leadership, Mesidor PLLC advances its bold initiative, “Path to Obsoletion,” rooted in three pillars—Relentless Employer Accountability, Empowering Employees Through Education, and Cultivating the Next Generation of Advocates. The firm has made headlines with groundbreaking cases against some of the nation’s largest employers, further cementing its reputation as a fearless champion for employee rights.

Passionate, authentic, and visionary, Marjorie Mesidor continues to redefine advocacy in employment law—one client, one case, and one cultural shift at a time.

Bill Thrush is a shareholder and the Managing Principal of Friedman, Framme & Thrush, P.A., formerly known as Weinstock, Friedman & Friedman, headquartered in Owings Mills, Maryland, with an office in Richmond, Virginia. Bill is an experienced trial attorney and has tried cases at all levels of court throughout the State of Maryland, as well as in the District of Columbia and the Commonwealth of Virginia. Bill’s practice is currently focused on Creditor’s Rights and Civil Litigation, as well as Personal Injury Law. In addition to his current practice focus, Bill has substantial experience in General Litigation, Contract Law, Workers’ Compensation, Family Law, Banking and Commercial Finance, and Commercial Loan Workout. In his spare time, Bill enjoys snowboarding, mountain biking, scuba diving, golf, learning guitar, and spending time with his wife and daughters.

Andy Balthaser brings more than 27 years of experience in global compliance, privacy, security, operations, client solutions, and risk management for multinational organizations. As Chief Compliance & Privacy Officer at Cadex, he leads the company’s corporate compliance management system, overseeing global legal, regulatory, and contractual compliance, licensing, data privacy and AI management, security, and audit response and remediation. He also leads the company’s Training and Quality Assurance groups, ensuring compliance and best in class controls in all areas of the business.

Before joining Cadex, Andy served as the Chief Compliance & Privacy Officer at Alorica and its legacy companies operating in complex and highly regulated environments across industries including financial services, telecommunications, healthcare, and retail. He has extensive experience navigating evolving regulatory landscapes, strengthening governance frameworks, and implementing scalable compliance programs that mitigate risk and support operational excellence. Prior to that, Andy started his career at Capital One helping the company achieve uncharted growth and market share through several roles in operations, risk governance and supplier management.

Andy regularly meets with federal and state regulators to educate and provide compliance and risk insight on behalf of the company; its clients and the industry. This partnership and also serving on several Board of Directors of industry associations has resulted in sharing best practices, advocating for industry change, and positive rulemaking for the industry.

Wanda Borges, Borges & Associates, LLC – For more than forty-five years, Ms. Borges has concentrated her law practice on commercial litigation and creditors’ rights in bankruptcy matters, representing corporate clients and creditors’ committees throughout the United States in Chapter 11 proceedings, out of court settlements, commercial transactions, and preference litigation.

She is a member and Past President of the Commercial Law League of America, has been an Attorney Member of its National Board of Governors, a Chair of the Bankruptcy Section and Creditors’ Rights Section, serves on the Executive Council of the Eastern Region and has been President of the Commercial Law League Fund for Public Education. She is a member of several bar associations, including the American Bar Association, the American Bankruptcy Institute, and the New York State Academy of Trial Lawyers. Ms. Borges serves on the Board of Directors of the International Association of Commercial Collectors, of which her firm is an associate member.

She is an internationally recognized lecturer and author on various legal topics which impact trade creditors. She is the Co-Chair of the Board of Associate Editors for the Commercial Law League of America’s “Commercial Law World” magazine and regularly contributes articles to that magazine as well as her column “Heard and Overheard.” Her treatise Hidden Liens: Who is Entitled to What? was published in the Fall, 1998 Edition of the Commercial Law Journal. She has authored Antitrust, Restraint of Trade and Unfair Competition: Myth Versus Reality, published by the NACM and most recently updated in 2017. Ms. Borges is the lead author and Editor-in-Chief of Enforcing Judgments and Collecting Debts in New York, a treatise updated annually and published by Thomson Reuters Publishing Company. She routinely publishes lectures for the National Association of Credit Management, on a national level and for several of its Associates on various legal topics including antitrust, artificial intelligence, bankruptcy and fraud. Her article titled “Uniform Voidable Transactions Act” was published in Insolvency Intelligence, a law journal published by Thomson West in the UK. Ms. Borges has been included in the New York Super Lawyers – Metro Edition list (Bankruptcy & Creditor/Debtor Rights) each year since 2009. In November 2010, Ms. Borges received the “Robert E. Caine Award for Leadership” from the Commercial Law League of America. She is listed in Who’s Who in America. In January 2025, Ms. Borges received the Leadership and Distinguished Service Award from the International Association of Commercial Collectors.

Sue L. Chin is an associate with Borges & Associates, LLC., a boutique law firm in Syosset, New York. She is admitted to practice in the Courts of the States of New York, New Jersey, and Texas as well as the United States District Courts for the Southern District of New York, the United States District Court for the District of New Jersey, and the United States District Court for the Southern District of Texas.

Ms. Chin earned a juris doctor from New York Law School in New York State in 2005 and was part of an award-winning team in the 2004 Thomas Tang Moot Court Competition. She was a John Marshall Harlan Scholar and on the Law School Dean’s List. She obtained her LL.M in Bankruptcy from St. John’s University School of Law in June 2012 where she received the CALI Excellence for the Future Award in Consumer Bankruptcy while maintaining a Dean’s Academic Scholarship.

Prior to law school, Ms. Chin obtained her B.B.A from Baruch College in 2002 with a Minor in Law and was awarded the “Morton Wollman Medal for outstanding achievements in law”. During her initial years in practice, Ms. Chin served as a Law Clerk to the Hon. Randolph Baxter, (Retired) U.S. Bankruptcy Judge for the Northern District of Ohio.

Prior to joining Borges & Associates, Ms. Chin was in private practice as an associate with law firms concentrating her practice on bankruptcy and commercial litigation matters in New York and Texas.
Since 2018, Ms. Chin has been a contributing author to Enforcing Judgments and Collecting Debts in New York published by Thomson West Publishing Company and updated annually.

In her spare time, she enjoys reading, hiking, and restaurant hopping with her husband and two kids.

Michael A. Hynum is an Attorney licensed to practice law in all courts of the Commonwealth of Pennsylvania, as well as US Federal Courts in the Middle and Eastern Districts of Pennsylvania, the US 3rd Circuit court of appeals and the United States Supreme Court. He is a resident of Dauphin County and is a member of the Dauphin County and Pennsylvania Bar Associations.

Born in Lebanon County, Attorney Hynum attended Annville-Cleona High School. He went on to attend Penn State University and obtained his Law Degree from the Widener University School of Law in Harrisburg, Pennsylvania.

Attorney Hynum spent approximately eleven years working in the long-term health care industry, acting as Chief Executive Officer of a company providing care and services to elderly residents of Central Pennsylvania. He is a licensed Nursing Home Administrator, has served as administrator of a Personal Care Home and has experience in Adult Day Care Administration as well.

Hynum began his legal career with a Harrisburg based Firm specializing in the representation of Long-Term Care facilities and in June 2004 founded his own Firm, Law Offices of Michael A. Hynum. In September 2006, upon hiring an additional attorney, the Firm name was changed to Hynum Law. Mike has considerable experience in both running and representing small businesses. Hynum currently focuses his practice on the representation of health care providers, as well as debt collection, administrative and governmental law, labor law, general business law, and litigation.

Kristen S. Mantyla is a seasoned attorney with nearly 20 years of experience in litigation management, consumer collections, and regulatory compliance. Licensed in New York and Connecticut, she currently serves as State Managing Attorney for New York at Portfolio Recovery Associates, LLC, where she leads the company’s New York collections practice.

Throughout her career, Kristen has developed and implemented legal processes, handled all stages of litigation, and advised executive leadership on legal and regulatory issues. Her experience includes managing high volume litigation, building compliant operational frameworks, and navigating evolving state and federal consumer protection laws.

Kristen earned her Juris Doctor from Hofstra University School of Law and her Bachelor of Arts, with honors, from St. Joseph’s University New York.

Marjorie Mesidor is the Chief Visionary Officer and Founding Partner of Mesidor PLLC, where she leads with an unyielding commitment to justice and workplace equality. Widely recognized as “The Harassment Slayer,” Marjorie has built her career advocating for employees facing discrimination, harassment, and misconduct. Her results speak volumes, she has secured more than $75 million in verdicts and settlements, restoring dignity and accountability in workplaces across the country.

A sought-after speaker, facilitator, and legal correspondent, Marjorie simplifies the complexities of employment law to empower both individuals and organizations. She regularly leads legal education workshops and delivers keynote addresses, giving participants practical strategies for building inclusive, respectful workplaces. She has served as a continuing legal education panelist for top institutions, including NYU’s Institute of Judicial Administration, the Practicing Law Institute, and the National Employment Lawyers Association. Deeply committed to cultivating the next generation of advocates, Marjorie established the Mesidor Pierre Louis Law Fellowship, which recently welcomed its newest fellow, ensuring the pipeline of fearless advocates continues.

Marjorie’s expertise has been sought by Court TV, where she appears as a legal correspondent, and she has been featured in TIME, NPR, Reuters, Bloomberg Law, Fox News, NBC News, CBS News, and Law360, among many more national outlets. Her insights make her a trusted voice at the intersection of law, culture, and equity.

Her trailblazing work has earned recognition at the highest levels: Chambers USA 2025 ranked her among New York’s top plaintiff employment attorneys, and Mesidor PLLC was ranked in the Chambers Spotlight 2026. She is also a 2025 Herald Top Lawyers Honoree in Employment & Discrimination Law, recognized by Best Lawyers, a Long Island Business News Leaders in Law award recipient, and a recurring name on the Long Island Press Power List.

Under her leadership, Mesidor PLLC advances its bold initiative, “Path to Obsoletion,” rooted in three pillars—Relentless Employer Accountability, Empowering Employees Through Education, and Cultivating the Next Generation of Advocates. The firm has made headlines with groundbreaking cases against some of the nation’s largest employers, further cementing its reputation as a fearless champion for employee rights.

Passionate, authentic, and visionary, Marjorie Mesidor continues to redefine advocacy in employment law—one client, one case, and one cultural shift at a time.

Bill Thrush is a shareholder and the Managing Principal of Friedman, Framme & Thrush, P.A., formerly known as Weinstock, Friedman & Friedman, headquartered in Owings Mills, Maryland, with an office in Richmond, Virginia. Bill is an experienced trial attorney and has tried cases at all levels of court throughout the State of Maryland, as well as in the District of Columbia and the Commonwealth of Virginia. Bill’s practice is currently focused on Creditor’s Rights and Civil Litigation, as well as Personal Injury Law. In addition to his current practice focus, Bill has substantial experience in General Litigation, Contract Law, Workers’ Compensation, Family Law, Banking and Commercial Finance, and Commercial Loan Workout. In his spare time, Bill enjoys snowboarding, mountain biking, scuba diving, golf, learning guitar, and spending time with his wife and daughters.

Timothy Wan, Esq. is Senior Partner and the Chief Executive Officer (CEO) of Smith Carroad Wan & Parikh. Mr. Wan’s areas of expertise include managing the creditor’s rights and collection law practice, serving as General Counsel to various small businesses in the local business community, and spearheading practice in the area of entertainment law, music law, copyright, and intellectual property.

Mr. Wan was admitted to the New York State Bar in January 2001, after graduating from Brooklyn Law School for his Juris Doctor, where he was a member of the Moot Court Honor Society, and from Vassar College with a double B.A. in Political Science and Theatre in 1997. This background has fostered Mr. Wan’s trial and courtroom skills; throughout his career, he has successfully tried several hundred litigation matters, as well as successfully bringing and defended appeals on healthcare-related matters to the appellate courts in the State of New York. Mr. Wan is admitted to the United States District Court for the Southern and Eastern Districts, and a member of the New York State and Suffolk County Bar Associations.

Mr. Wan is a Past Chair of the Eastern Region of the Commercial Law League of America, a Past Chair of the CLLA Young Member’s Section, past member of the Board of Governors, and served as the first ever two-consecutive-term President from 2019-2021. He also serves as the President of the New York State Creditors Bar Association. Mr. Wan has been a member of BNI since 2012, served in every leadership and volunteer role, and is the Chapter Success Coach/Director for multiple Long Island chapters. Mr. Wan is a published author of the New York chapter of the textbook, Judgment Enforcement published by Aspen Publishing, and is a featured columnist and on the Board of Associate Editors for Commercial Law World. He is also the attorney advisor to the Commack High School Mock Trial team, and regularly lectures on topics regarding creditor’s rights, collection law, business change management, improving business efficiency, and legal strategy.